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Roofing Oct 10, 2025 7 min read

Roofing Warranties Explained: What Every Homeowner Should Ask

The words 'lifetime warranty' hide dozens of exclusions. Here are the exact questions to ask before signing a roofing contract.

Roofing Warranties Explained: What Every Homeowner Should Ask

The Three Warranties in Every Roof Install

  • Manufacturer material warranty — covers the shingles themselves
  • Manufacturer system warranty — extended coverage when a certified installer does the job
  • Contractor workmanship warranty — covers labor & install errors

Questions Every Homeowner Must Ask

  • What voids the warranty? (unlicensed repairs, walking on roof, satellite dish install)
  • Is the labor to remove and re-install shingles covered, or just the materials?
  • Is the warranty transferable to a new owner if I sell?
  • How long is the workmanship guarantee — 1 year or lifetime?
  • What is the claim process — who inspects and pays first?

What 'Lifetime Warranty' Really Means

For most manufacturers, 'lifetime' means 25–50 years, and coverage decreases each year. A 30-year warranty typically covers 100% of materials for the first 10 years and drops to 20% by year 20.

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